Are you still paying high monthly service charges to a bank for your checking account? Switch your checking account to Union Pacific of Arkansas Federal Credit Union and enjoy:

• Service charge FREE checking
• No minimum balance requirement
• Convenient direct deposit of your paycheck
• Online account access with FREE Bill-Pay!
• 24-hour cash availability from PULSE ATMs around the country
• Surcharge free access at SHAZAM Privileged Status ATM's
• Overdraft protection...and MUCH MORE!