All loan rates are quoted as Annual Percentage Rates (APRs).

Each loan rate will be determined

by certain creditworthiness criteria,

and will fall within the range disclosed below.  

Please contact a credit union employee for an explanation

of loan rates, terms, collateral requirements

and any other loan information.

RATES EFFECTIVE AS OF JANUARY 01, 2008

3.00%

above rate

paid on shares

2.00% above existing

Certificate rate

  0.017096% -

0.049315%

  0.018466% -

0.049315%

OLDER VEHICLE

(7 Years and older)

Auto/Truck/Van

NEW
Boats

USED

Boats

         1-84           

1-72

0.019151% - 0.049315%

0.019151% - 0.049315%

NEW
Recreation Vehicle,
Mobile Home, and
Farm Equipment

USED

Recreation Vehicle &

Farm Equipment

         1-84                 

         1-72

  0.019151% - 0.049315%

  0.019151% - 0.049315%

6.99% - 18.00%

6.99% - 18.00%

NEW
Motorcycles

USED

Motorcycles

  1-60   

1-60

0.019151% - 0.049315%

  0.019151% - 0.049315%

6.99% - 18.00%

6.99% - 18.00%